It can be defined as the accumulation of assets in terms of money, shares, properties in the hope of getting a future
returns from it. Saving is the basic step to investing. You cannot be an investor if you are not a saver but you can
be a saver even if you are not an investor. As a saver the returns you get will be very minimal and also the
risk you take will also be minimal where as an investor the returns can be high but the risk is also high
and also the capital sum your invest will be at risk as well.